Hurricane Helene Insurance Claim Denial

When Hurricane Helene struck Florida in September 2023, it unleashed unprecedented devastation across our coastal communities. The Category 4 storm brought sustained winds of 155 mph and a catastrophic storm surge that reached heights of 16 feet in some areas, leaving a path of destruction that would forever change our landscape.

There’s Still Time To File Your Hurricane Helene Claims

For those impacted by Hurricane Helene, understanding the various deadlines for filing claims is crucial. The general insurance claim deadline was September 26, 2024. However, it’s important to note that flood damage claims have until March 25, 2025, while wind damage claims can be filed until September 26, 2025. While the FEMA assistance deadline has already passed, there are still options available for those seeking compensation for their losses.

The aftermath of Helene has been particularly challenging for property owners dealing with insurance companies. Many have faced denied claims, delayed responses, or severely undervalued settlement offers. Insurance companies often attempt to minimize payouts by disputing the cause of damage – particularly in cases where both wind and flood damage occurred – or by citing policy exclusions that many homeowners never knew existed.

Communities from Jacksonville to Tampa experienced extensive property damage, with many residents finding themselves caught in the complicated web of insurance claims and coverage disputes. The complexity of these cases often lies in determining whether damage was caused by wind or flooding, as these may be covered under different policies or subject to different deductibles and limitations.

We’re Here To Help With Your Denied Helene Claim

At Vishio Watkins and Forry, we’ve seen firsthand how insurance companies can make the claims process unnecessarily difficult, often hoping that policyholders will become frustrated and accept less than they deserve. Our experienced legal team has successfully recovered millions in denied claims for hurricane victims, and we understand the tactics insurance companies use to avoid paying legitimate claims.

If your Helene-related insurance claim has been denied or undervalued, it’s crucial to act quickly. While deadlines may seem distant, building a strong case takes time. Our team needs to thoroughly review your policy, document the damage, and often bring in expert witnesses to support your claim. The sooner you seek legal representation, the stronger your position will be.

Remember that different types of damage have different deadlines:

• General insurance claims must have been filed by September 26, 2024
• Flood damage claims have until March 23, 2025*
• Wind damage claims can be filed through September 26, 2025

Don’t let insurance companies take advantage of you during this difficult time. Whether you’re facing a denied claim, receiving inadequate settlement offers, or experiencing unnecessary delays in the claims process, our legal team at Vishio Watkins and Forry is here to protect your rights and help you rebuild.

Insurance policies are complex legal documents, and without proper legal guidance, many policyholders find themselves at a significant disadvantage when filing claims. Our team of experienced attorneys understands how to navigate these complexities and fight for the full compensation you deserve under your policy.

Contact Vishio Watkins and Forry today for a free consultation. Let us review your case and explain your options. Time is of the essence – don’t wait until it’s too late to get the compensation you deserve for your Helene-related damages. Our experienced team is ready to help you navigate the complex world of insurance claims and fight for your rights.

Remember: The sooner you seek legal representation, the better positioned you’ll be to receive fair compensation for your losses. Let our experience work for you in securing the settlement you deserve.

* Last day to file a qualifying sworn proof of loss.