Hurricane Milton Insurance Claim Denial

When Hurricane Milton made landfall in Florida this October, it delivered a devastating blow to our coastal communities. As a Category 3 storm packing sustained winds of 125 mph and storm surge reaching 12 feet in some areas, Milton left thousands of homes and businesses damaged or destroyed in its wake.

There’s Still Time To File Your Hurricane Milton Claims

For those impacted by Hurricane Milton, understanding your claim deadlines is essential to securing the compensation you deserve. While the FEMA assistance deadline has passed, you still have time to file insurance claims. Flood damage claims must be filed by April 7, 2025, and wind damage claims can be submitted until October 9, 2025.

The aftermath of Milton has proven particularly challenging for property owners attempting to navigate the complex insurance claims process. Many residents are facing denied claims, delayed responses, or significantly undervalued settlement offers. Insurance companies often attempt to minimize their payouts by disputing the cause of damage – particularly in cases involving both wind and flood damage – or by citing policy exclusions that many homeowners never realized existed.

Coastal communities bore the brunt of Milton’s impact, with many residents now finding themselves entangled in complicated insurance disputes. One of the most common challenges involves determining whether damage was caused by wind or flooding, as these may be covered under different policies or subject to different deductibles and limitations.

We’re Here To Help With Your Denied Milton Claim

At Vishio Watkins and Forry, we’ve already begun seeing how insurance companies are handling Milton-related claims. Many are employing familiar tactics – delaying responses, disputing damage assessments, and offering settlements well below what policyholders deserve. Our experienced legal team has successfully recovered millions in denied claims for hurricane victims, and we’re ready to put that experience to work for you.

If your Milton-related insurance claim has been denied or undervalued, don’t wait to seek legal help. While the deadlines may seem far away, building a strong case takes time. Our team needs to thoroughly review your policy, document the damage, and often bring in expert witnesses to support your claim. The sooner you seek legal representation, the stronger your position will be.

Keep these critical deadlines in mind:

• Flood damage claims must be filed by April 6, 2025*
• Wind damage claims can be filed through October 9, 2025

Don’t let insurance companies take advantage of you during this difficult time. Whether you’re facing a denied claim, receiving inadequate settlement offers, or experiencing unnecessary delays, our legal team at Vishio Watkins and Forry is here to protect your rights and help you rebuild.

Insurance policies are complex legal documents, and without proper legal guidance, many policyholders find themselves at a disadvantage when filing claims. Our team of experienced attorneys understands how to navigate these complexities and fight for the full compensation you deserve under your policy.

Contact Vishio Watkins and Forry today for a free consultation. Let us review your case and explain your options. With the flood damage deadline of April 7, 2025, approaching, it’s crucial not to delay in seeking legal representation. Our experienced team is ready to help you navigate the complex world of insurance claims and fight for your rights.

Remember: The sooner you seek legal representation, the better positioned you’ll be to receive fair compensation for your losses. Let our experience work for you in securing the settlement you deserve after Hurricane Milton.

* Last day to file a qualifying sworn proof of loss.